Furniture protection from $9.99/mo · Cancel anytime · Offered with your furniture dealer
Furniture-Rx · Monthly protection

A Flexible Way to Protect Your New Furniture

Select a protection plan that fits your budget and life.

as low as $9.99/month.

4.5 Google Star Rating, Trusted by 2M+ households Administered by RAP, Offered in Partnership with Your Dealer

How it works

  1. Choose your level — Stain protection (household & pet stains) or Stain + Structure (adds rips, burns, mechanical & electrical).
  2. Pick your term. For max flexibility and premium service, choose Monthly — each payment adds another month, up to 36 months.
  3. Check your coverage amount — the dollar limit is optimized and shown for each plan.
  4. Tell us what you’re protecting by choosing a type; buy multiple plans to cover different kinds of items.

Click Continue to checkout to buy now — your free Repair Club membership is included.

4.5 stars on Google · Trusted by 2M+ households

2M households trust our service.

US-based service and handles every step — file a claim in moments through our app, 24/7. No hold music.

4.5
Average RAP service rating across the network
24/7
Claim filing via app — takes minutes, no hold music
Same day
Most claims processed in hours, not weeks
2M+
Households in the RAP service network
Pay monthly · Cancel anytime · Only pay for what you need

Multi-year plan more than you wanted to spend? Get the same coverage, monthly.

Pay monthly for only the coverage you need — cancel, pause, upgrade, or restart anytime.

Monthly plan

Stain protection

$9.99/month

Stains, including pet & common household · up to $5,000 coverage.

For the pieces you don’t want ruined.

  • Covers accidental stains — food, drink, ink, pet
  • Covers up to 3 pieces on one plan
  • $5,000 total coverage
  • Up to 3 covered claims per item
  • We repair or clean first · partial cash benefit if not repairable
  • 24/7 claim filing · same-day processing
  • Repair Safety Net included free for 6 months — discounted service for anything the plan doesn’t cover
Per plan $9.99/month Plans 0 Total $0.00/month
Add to your cart
Browse kits from $49.99
Monthly plan

Stain + Structure

$19.99/month

Rips, burns, mechanical & electrical failure · up to $5,000 coverage.

For sofas, recliners, beds — anything with moving parts.

  • Everything in Stain Protection
  • Electrical & mechanical failure on eligible pieces
  • Covers up to 3 pieces on one plan
  • $5,000 total coverage
  • Repair first, then partial cash benefit if needed
  • Concierge claim handling end-to-end
  • Repair Safety Net included free for 12 months — discounted service for anything the plan doesn’t cover
Per plan $19.99/month Plans 0 Total $0.00/month
Add to your cart
Browse kits from $49.99

Available for new furniture purchased from an authorized dealer in the last 2 months. To activate coverage include your sales order# and zip code at checkout — a valid sales receipt is required to activate coverage. Coverage is month to month paid in advance, start 30 days after you pay the monthly fee, please read the terms and conditions before purchasing, not available in all states.

Included with every plan

You also get your own dashboard.

Manage coverage, file claims, and track repairs from your phone — 24/7.

Your dashboard

Your plan, your claims, your offers — all in one place.

Your dashboard puts you in control. Manage your coverage, track claim status in real time, get service alerts, and see exclusive member offers — all from your phone.

  • Manage and update your plan anytime
  • Track claims and service status in real time
  • Get service alerts and repair updates
  • Access your Repair Safety Net member benefits

No phone calls. No paperwork.

Cancel today. Restart tomorrow. No questions asked.

furniture-rx.com/dashboard
Good afternoon

Your coverage, Jamie.

Mid-century sofa Active
Leather recliner Active
Queen bed frame Paused
Mid-century sofa
Stain protection · active since this month
Active
$9.99/month
Try a button above.
Claim #2451 · Technician scheduled Tue 10:00 AM 2 days ago
Plan updated · Stain → Stain + Mechanical Apr 12
Already included with every plan

Your plan comes with a Repair Safety Net.

$19.99 value — included with any protection plan.

Furniture-Rx Repair Membership

Free with any plan. Or take it on its own.

$19.99 / month
Covers every piece of furniture in your home — new, old, online, local, inherited, or custom. Free when bundled with any Furniture-Rx protection plan.

What you actually get

Covers every piece you own — not just the ones on your plan.

How it works — We schedule the visit, source the parts, and send a vetted technician. You pay member rates, not retail labor.

When your plan doesn’t cover it — The Repair Safety Net does. You always have a path forward.

Or take it on its own — $19.99/month. No protection plan required.

See membership details Shop our quality cleaning kits
  • Touch-ups & repairs — nicks, scratches, loose joints, wobbly legs, worn upholstery
  • Setup & assembly — discounted in-home setup for beds, dining, sectionals, storage, and built-to-order
  • Moving & rearranging — member pricing for move-in / move-out, room resets, and heavy piece repositioning
  • Facebook Marketplace support — touch-ups and repair for the piece you just scored from a local seller
  • Online purchase support — setup, assembly, and touch-up for OEM dropships and direct-to-door buys
  • Priority service — faster scheduling, preferred windows, member-first support
  • Predictable pricing — clear member rates, no surprise third-party labor charges at the door
Real questions

Direct answers.

About the plan

Can I really cancel anytime?

Yes. One tap from your dashboard cancels your coverage at the end of the current month. No cancellation fee, no retention call, no fine print. If you want to come back two months later, your account is still there — one tap restarts it.

How much coverage does my plan offer?

If you purchased a subscription or one-year plan, total coverage is $5,000 based on what you paid for the items. If you purchased a 3-year plan, your total coverage is $10,000.

What’s not covered?

For information about coverage, click the terms and conditions link in the Review Terms & Conditions section.

Generally, the plans do not cover used or previously owned items, and you must have a sales receipt showing purchase of the items to be covered, that you received the items, and that you purchased the items and received delivery in the last 30 calendar days before purchasing a plan.

If you purchased used furniture, you can purchase a repair membership program instead of a protection plan to help keep your furniture looking new and functioning.

About the membership

What’s the difference between Protection and Membership?

Protection covers new pieces for damage and stains and is available at a low per-month rate of $9.99 or $19.99 — or by the year, or even up to 3 years.

You can add a Membership for a low monthly fee that helps you repair and keep used items looking new and functioning. Memberships provide you with access to discounted service: touch-ups, repairs, setup, moving help, and priority scheduling. Membership programs are great for items purchased through online marketplaces, like Facebook Marketplace.

What if I don’t want protection at all?

Then start with the membership instead, or pick up a care kit on this page and call us when you need a technician. No subscription is required to use the service network — we just charge at member rates instead of retail rates for anyone who has the membership.

What happens if a claim isn’t covered by the plan?

Every Furniture-Rx protection plan includes the Repair Safety Net at no extra cost. So if you have damage the plan doesn’t cover — a rip, a burn, an older inherited piece, anything — you still get access to our managed service network at discounted member rates. You pay only for the service itself, not full retail labor charges. The traditional store plan doesn’t include this; if your claim is denied there, you’re on your own.

Who is RAP?

Risk Assurance Partners — the service network behind Furniture-Rx. RAP has handled tens of thousands of claims for furniture retailers and households, with an average 4.5-star service rating. We administer every claim end-to-end so you never have to chase a retailer for help.

How do claims actually work?

File 24/7 from the dashboard, the app, or a phone call. Most claims are processed the same day. A repair-first concierge coordinates a technician visit, parts, or cleaning service. If the piece can’t be repaired, you receive a partial cash benefit toward replacement.

While you’re here

Care kits, in a box.

Member-grade cleaning and conditioning, but no subscription required. The same products our technicians carry on service calls.

Wood care kit — cleaner, polish, and microfiber cloth
Wood care kit

Clean & polish for every wood piece.

Cleaner, polish, and microfiber cloth. Removes dirt, grease, and grime. Restores lustre and conditions wood. Works on modern, vintage, and antique pieces.

$49.99 0
Fabric & upholstery care kit — stain remover, protectant spray, and brush applicator
Fabric & upholstery

Lift stains. Protect against the next one.

Stain remover, protectant spray, and brush applicator. Safe for most upholstery, cushions, and decorative fabrics. Built for the spill that always happens at dinner.

$49.99 0
Leather care kit — cleaner, conditioner, and applicator pads
Leather care kit

Keep leather supple. Avoid the cracks.

Leather cleaner, conditioner, and applicator pads. Restores moisture, prevents cracking, and refreshes color. Works on aniline, pigmented, and bonded leathers.

$49.99 0
Begin, or come back to it

Save your build. Or just add it.

Three paths: add the coverage you built and start protecting your piece today, start the membership and cover the whole house, or save your build to your inbox and decide later. No account required, no marketing list — just your build, your way.

Build my coverage

Offered through your furniture retailer’s partnership with Furniture-Rx. How does that work?

Member perk

Refer a plan, get one month on us.

Send a friend or family member to Furniture-Rx. When they start any plan, your next month is free — no cap on how many you can earn.

Get your referral link

Active members only. See terms.

Build coverage Membership
Added.